Apr 27
I’m 19; and have never had a credit card in my life. I need one for a few different reasons (plans that I have) in the near future.
What website, and what credit card company is the best (for interest rates) to apply?
Which one/kind would you recommend for a girl my age?
Any advice would be helpful.
Thanks!
If you have $300 to lend for a year try Bank of America’s secured credit card.
If you don’t have that money right now Capital One is usually the best about giving credit to people who don’t have any just fill out an application in the limited history section.
Check out here you will be able to compare them side by side on rates, fees and rewards. If you are still in school the best choice will be a student credit card because it has no annual fees plus it carries low rates. Other wise you could try to apply for a lower end credit card an work your self up to a rewards card.
Try visa’s official site.. you might find what you are looking for.. Before you can have a credit card, you need a collateral (a thing that a bank will get in case you can’t pay your credits. it can be a car, house or any property)