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I have never owned a credit card and I owe collections $400. Does anyone know where I can get a credit card offer regardless of my bad credit score?

One Response to “what are some legit credit card companies that will offer me a card even though I have a bad credit score?”

1. Ruth Z says:

   June 2, 2009 at 2:54 pm

   Start at your bank.

   Go for a prepaid or secured card first. This will allow you to build credit without going into debt.

   Otherwise try Sears. It’s also a good start, easy to get, and usually such a tiny limit that you can’t get into trouble.