I have a great TransUnion score and want to apply for a good card that only pulls and consults with TransUnion credit services for new card applications.
Jan 18
I have three credit cards and was thinking of just keeping 2.
Dec 13
I know that applying for a new card will reduce my FICO, and that increasing credit limits (while keeping debt amounts constant) will increase my score – but this would not be the case if requesting the increase in credit limit is treated as a new credit card application?
Dec 03
i have a couple of cards, but am thinking about cancelling one or two, both of them are paid off. will that affect my credit in any way? my score is already at a low 568. i am trying to increase it.
Nov 14
I have 2 credit cards, if i dont use them, will my score still increses and will i get a good credit?
Aug 28
I have 4 credit cards. One of them has a $100 dollar balance because I have paid it way down. Discover has a $900 dollar balance and the other 2 have $1400 dollar balances each. I plan on paying the $100 dollar balance card off today, and I make $300 dollar payments on each of them every month. Will it increase my FICO to pay the balance off of 2 of the cards and combine them all on a balance transfer to my Citi Bank card, or will it make my score lower? I want to make a higher score, and have been slowly digging my self out of debt since a bad divorce. Currently, my fico is 218.
My fico is 718, oops! I typed it wrong.
My fico is 718, oops! I typed it wrong.
May 31
Hi,
I’m looking for a service that will made multiple credit card applications for me but will not hurt my score by looking up my credit multiple times. Does anyone know of such a website?
Apr 10
I currently have 3 credit cards. A capital one, gap and just opened a citi bank a month and a half ago. I currently have a score at 684 and have had my capital one open for 2 years now. I am 21 but I want to make my score higher. I pay the cards off in full all the time but is one more card too many? will that affect my score if I have 4 or 5 cards?
Mar 14
I would like to know, hypothetically speaking, if the damage done to my credit and score will vary depending on the amount that could be charged-off if I don’t pay a credit card.
Feb 23
will it lower your score if you request for more credit compared to just
waiting for them to increase it?
waiting for them to increase it?
