I usually always pay off my credit cards in full and have excellent credit but have been having trouble paying the full balance lately. Is my credit score going to lower if I pay the minimum balance due the next few months?
Mar 21
I finally got approved for a credit card today after 3 years of applying
what is the best way to build up credit on the card, some people told me to pay the minimum balance due every month and some people have told me to pay off the entire balance right away….which one is right, or is there any better methods out there?
May 29
Im not sure if i have all of the information correct. But i know of someone that has about three small limit credit cards, and a cell phone bill that all equal to about 2500-3000 debt. As of right now its almost impossible for her to pay the minimum balance of the bills and they are threatening to take her to court. Its just overwhelming. Can she file for bankruptcy for credit cards? If not what will happen with her or what will they do.
May 28
I am deep in debt because of bad choices I made in life, a divorce and being unable to work for several months because of a medical condition. I recently graduated and I am looking for a fulltime job. (Once I get a job, I do not believe I will earn enough to ever pay off my bills. I’m paying 32% interest on some of my credit cards.) In the meantime I cannot afford to pay the minimum balance on my credit cards. Should I go bankrupt or should I cash in all of my retirement accounts to pay off these bills? Thank you for your input.
May 07





