Jan 07
credit cards
I have 2 cards from capital one that I use every month, but pay off every month. One has a credit limit of $500 the other is $1200. If I call to combine the credit limits into one card will my credit score suffer since one account will be considered closed? Or will it remain the same since the limit will not change.

I am planning on applying for another credit card with a higher limit to improve my score, and I don’t want a lot of cards. Thanks!

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May 03
credit cards
I am pretty much current on all my other bills except those 2 credit cards. I do however have a lot of debt and my other cards are maxed-out. each month it is harder to make ends meet, but I do not want to file bankruptcy. I can afford my mothly expenses once i get caught up I just have to reach that point. Suggestions please.
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Jan 29
credit cards compare
I have a credit score of 710 or so. I have 2 other C.C. one with a 1200 credit limit, the other 15K. I do have a lot of debt compared to income though. Can I ask them for a credit limit increase after i get the card. What are the chances they will give it to me?
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Dec 21
Credit card application
I received a lot of on-line offers to appy credit cards. ?????????????????. Discover card rejected my application, I am finding some other possiblities. ?????????n’t know if it’s safe to apply one over the the internet giving out some very important personal information. If yes, which one would you recommend? No annual fee, service charges, no hidden cost…thanks
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Nov 29
Credit card offer
Back when I was 18 in the late 1990’s after high school, I used to receive a lot of credit card offers in the mail … but now, I hardly get any. Why?
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Jun 06
credit cards
I open a lot of credit accounts through stores, often to get an extra deal, such as 20% off a purchase. I have also noticed that it is good for my credit rating. I currently have quite a few cards, but I have paid all of them off and do not have a balance. Should I close the accounts?
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May 08
credit cards compare
This sounds simple, but it’s my first time doing this and there are so many choices that it’s hard. Have great credit but never had my own card. I travel a lot and am looking for something with miles, or grocery store credit, hotels, SOMETHING. Maybe a website or something that compares the different types, benefits, extras, etc. Suggestions?
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Apr 28
credit cards
I have a lot of credit cards. My question is If I close some of my credit cards does it lower my credit score?
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Apr 18
Credit card offer
I get a lot of these, but I already have some other cards and a decent credit history. Is it just an offer still subject to meeting x terms, or is the “pre-approved offer” *really* pre-approved meaning they can’t say no?
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