I just applied for a Bank of America credit card (Bankamericard) and I received an email that it was rejected. I have no idea why it was rejected. I haven’t applied for a credit card in over 3 years. I’ve had 2 credit cards for about 6 years now (Chase Visa Signature Marriott Rewards card and another Chase credit card), and I’ve always paid the full on time, every month, and my credit score is around 732. I was laid off from my job about a year ago and had to find a lower paying job that pays $30,000 a year. Could the lower income be a reason why I wasn’t accepted? Any insight is appreciated!

I just turned 18, I have a job, plus a checking and savings account. I was wondering if you think nordstoms would approve a credit card application from me, and if so, what would me credit limit be?

i went abroad to australia, and had to use my credit card while their, when i looked how to pay it back when i was in australia it said you could not pay back using international bank card,
anyway i left it at time and thought well i will need to wait until i get back to UK to sort something out,
im back in UK now, but on the statement that i owe them is 728pound, its not huge amount compared to others in debt i know,but it is for me right now as since getting back ive found it very difficult to get a job,and im also 27weeks pregnant, ive been back now for 8weeks and living with family at the moment but is not suitable when babies here, i need to start getting baby things soon,

what can i do about this, what is the minimum per week you can pay towards credit card debt, right now i actually could only tell them take out 5pound per month and nothing more, as i dont even have home yet or things for my baby,
i had a letter recently about if i dont pay it off in 1week then court, i want to know were i stand before calling them, as what i can do about this, can anyone give me any advise on how to go about this

Okay, i am 24 years old, and compared to others my age, i am not in debt at all. But compared to my salary, I am in debt. I owe 675 dollars (that’s six hundred and 75 dollars!) on my credit card that has a rather high interest rate. Right now I have 849 in my checking account which is better than I’ve had for a very long time (the avergae I have in my account after main bills are paid is 100 dollars or 25). I get paid at my clothing store job every 2 weeks, just got my check today, and my other job with the school district once a month. My next check from the school dustrict comes on Nov. 10 and will be roughly 1,200 dollars. My minimum credit card bill is due on Oct. 19th, but when I pay the minimum, bc of my interest rate, it doesn’t change the amount, only keeps it from getting higher. I owe my dad at least 100 dollars this month for my car, my mom at least 73 for insurance, and to keep my end of the bargain up with my boyfriend whom I live with for free, about 75 for groceries. I w
I was wondering if I should pay my whole credit card bill and just have no balance left (this balance has been dangling in the air now for quite awhile now, and what a relief it would be), or should I only pay say about 100-200 and have money left over for my other bills and even when those are done still have money left over? If I pay my whole credit card bill I will only have about 175 dollars left in my checking account, only enough for groceries and my phone bill, not the bills I owe my parents, who are understanding about it. And I won’t get another check until the 26th of Oct from the clothing store I work at, and it will be optimistically about 340 dollars. What would be the wisest thing to do financially? Should I wait til my bigger check from the school district on the 10th of Nov. comes and use that to pay it?

I am a SAHM of 3 and I was wondering if there were any cards out there that will give you a credit card without a job?

My friend has a few credit cards that she cannot pay! Her highest one is just $1,500. What will happen if she doesn’t pay her credit cards. She said someone told her that her credit will be cleared in 7 years. And that since the cards are for so little that the odds of them suing for such a small amount is slim. Is this true? What should she do?
She would like to make payments, but the interest rate is really high! Plus, because she never has made the first payment the minimum payment is over $700.00. She is in a tight spot financially, and has a job, but the payment was ridiculous from the get go (I’m assuming because of the interest rate). What can she do?

Ok so I am super excited I was approved for this card. I applied online, and I was accepted. I was in so much shock because I have no credit, and other credit cards always denied my applications. anyway when I was accepted they gave me a number to call to verify everything on the application. i spoke to a live rep and he told me the terms and conditions and i will have my card by friday. it all seemed to good to be true, i hope it isn’t. They gave me a $250 credit limit. And when i get the card I have to call to activate it and I can start using it and building some credit. So is this a good credit card to help establish good credit? Also they didnt ask if I had a job. Like how do they know if I would make steady payments?

I just lost my job and I have no savings at all. I’ve been paying the minimum payment for my credit cards but now I can’t no more. I’ve always been responsible with my bills but I came to this that I have no job and don’t know what to do. Just wondering besides getting bad credit what else can happen. Thank you.

For a 35 years old male employee, working as sales representant/sales manager, since 5-6 years in one company, having benefits such as: company car (no pays gasoline, check ups, highway), company mobile tel, credit card for business trips…
I am trying to compare my italian salary with the one i would have if i should do the same job in Poland.
Let me know!!!

Help my mom wont pay my credit card bills, i lost my job and I don’t know what to do? how am i suppose to pay for my credit cards now?