My car payment has a 9.5% interest rate compared to a 4.5%. I want to transfer. Is this allowed?
Feb 11
i recently purchased a street bike for my fiance, but i had to take out two more lines of credit to finance it.(worse mistake of my life) because one card has 24% interest and the other has 22% and both cards are around $7000.00 – $8000.00. we pay extra every month but it doesn’t even make a dent.HELP!!! do I just call the creditors and ask them to lower the interest? does it even work that way? the creditors are HSBC and GE Money Bank.
Feb 07
My friend has a few credit cards that she cannot pay! Her highest one is just $1,500. What will happen if she doesn’t pay her credit cards. She said someone told her that her credit will be cleared in 7 years. And that since the cards are for so little that the odds of them suing for such a small amount is slim. Is this true? What should she do?
She would like to make payments, but the interest rate is really high! Plus, because she never has made the first payment the minimum payment is over $700.00. She is in a tight spot financially, and has a job, but the payment was ridiculous from the get go (I’m assuming because of the interest rate). What can she do?
She would like to make payments, but the interest rate is really high! Plus, because she never has made the first payment the minimum payment is over $700.00. She is in a tight spot financially, and has a job, but the payment was ridiculous from the get go (I’m assuming because of the interest rate). What can she do?
Feb 05
I am trying to get a secured credit card with little to no fees and of course a decent interest rate.
Any suggestions
It’s not a pre-paid card its a credit card that you have to have collateral for it also builds your credit history
Dec 27
I have a Discover card that has a balance of roughly 7 grand that I am trying hard to pay down/off but the interest rate is nearly 18%! Does anyone know of a good credit card offer where I can transfer my balance and get it paid off at 0% for a year or something like that?
Nov 19
I have had a credit card with 7.9% interest rate for 5 years. I pay automatically through my bank each month and I honestly haven’t checked my statement since February. So, tonight when I looked at it my Jan. payment was late, I am not sure how, and my interest rate went up to 24.9%. My finance charge is now 150 a month compared to the 40 previously. Is there anything I can do, I cannot afford to pay that amount in finance charges. I am so upset right now. HELP. I tried calling and they were transfering me to another department and we got disconnected. I am planning on calling back tomorrow. Any suggestions on what to say to them
Nov 03
Hi everyone. About five days ago I paid off both my credit cards finally. I’m trying to increase my FICO score so I can consolidate my student loans and reduce the interest rate. However, I only have 8 more days that I’ll be able to consolidate as the grace period ends this month. I was unaware that the FICO score doesn’t update automatically as ones credit status changes. Does anyone know how long this process takes and if there is anyway to speed it up? Thanks for your help.
-Curt
-Curt
Oct 28
would it help to pay off $8000 faster if I loan $8000 from prosper.com with 9.81%? I have a excellent credit history (750+)?
How much is that 9.81% monthly compare with 21.99% monthly interest?
Thanks!
Oct 15
I’m 19, from Florida and i have never had a credit card and i obviousley have no credit. I want to get my first credit card but it seems like every advertisement sent to me has a huge interest rate. What card do you think would be the best for me? I am not a student.
Sep 23
I am a student in college, and I also operate a small business. I need a credit card to make small purchases for my business, usually nothing over $200 at a time. I want something with a low interest rate, but when it comes to credit card offers, I don’t know which is the best comparatively.What credit card would best fit my needs?
