Certain credit cards like Miles (Discover), No hassle miles (CapitalOne) offer miles earned as rewards. Does this means we can travel that much miles we earned or is it a different calculation.
Apr 08
I’m contemplating on swtching to capital one from my current credit card but my friend told me not to. They said once I applied with Capital One, they mess around with my credit scores. I have an excellent credit scores and am thinking on getting a new car here pretty soon and a house next year. So I don’t really want to risk jeopardizing my credit scores just for it. However Capital has credit card withan awesome APR and benefits compare to my current ones. Any help/suggestions will be greatly appreciate it. Thanks!
Roger : Not being charged for foreign transactions is one of my biggest reason considering Capital One too. But how exactly do they not reporting the right kind of figures to the credit bureau? Do you have any experiences related to that? Btw I always pay my balance in full every month that’s why I choosed Amex but more and more business refused to take Amex nowadays so it’s kind of more of a hassle than convenient to carry my Amex.
Roger : Not being charged for foreign transactions is one of my biggest reason considering Capital One too. But how exactly do they not reporting the right kind of figures to the credit bureau? Do you have any experiences related to that? Btw I always pay my balance in full every month that’s why I choosed Amex but more and more business refused to take Amex nowadays so it’s kind of more of a hassle than convenient to carry my Amex.

