May 21
Hi All. I’m a recent college grad who is fairly new to the workforce and is ready to get rid of her credit card debt!! I was fortunate enought not to borrow much in student loans (a total of about $9,000), however by grad time I owed about 9 thousand in credit card debt. Now I am ready to get rid of this burden. I know that this sounds horrible, but my situation was very different than that of the average student. I am a mother and was raising my daughter the whole time during college. Instead of working full time I focused on my studies and only worked part time. Needless to say this made everything harder but in the end it was worth it. Also, I’m not looking for an overnight solution. It took me six years to accumulate this debt so I know it wont disappera overnight. I’m just looking for the best way to go about it. Please help!
Tagged with: credit card debt. • Credit Debt • Workforce
Apr 21
Im 19 and im in $1,600 in credit card debt . My parents say that thats nothing compared to most peoples debt but I still feel thats alot for being 19 years old.
Tagged with: credit card debt. • Credit Debt • Parents
Apr 10
I had some things happen to me, and depending on my cards for a while. I am only 1,750k in debt, which is really nothing compared to a lot of people. I am living on my own trying to save save save, and get rid of my credit card debts. I am wondering exactly what I need to say when I call the companies. I don’t want to get bullied around, and I have never done this before. I only have two cards. I know the steps, but I dont know what to say when I call. Thanks in advance!
wizjp.. I have a full-time job and I make plenty of money. I had a family emergency and wasn’t able to work for about 6 months. I am not that much in debt, but I cannot pay it all off at once. I go to school full-time and work full-time, I can’t get a part time job!
Tagged with: Credit Debt • Family Emergency • Thanks In Advance
Feb 01
i have a friend who has an unpaid credit card in dubai? will that affect his present application for nominee program as immigrant in canada under the criminal check?
Tagged with: Canada • Credit Debt • Dubai
Jan 08
If I take a credit card cash advance and deposit this money into a money market account, is the interest on this credit card debt deductable on federal taxes? I have an unique credit card offer that would actually yield a significant profit if the interest is tax deductable.
Tagged with: credit card debt. • Credit Card Interest • Credit Debt
Jan 04
I have 40,000 in Credit Card debt. I own my house outright. If I get a Home Equity Loan and move this credit from my cards to the HELOC will it improve my credit score or will it basically stay the same?
Tagged with: credit card debt. • Credit Debt • Credit Score
Dec 11
Me and my wife have about $15,000 in credit card debt over about 6 credit cards. We have never missed one payment and credit is unblemished except for the fact we have so much debt i am now looking to find some sort of program for help and i was wondering what is the best option for me? A loan, Settlement i don’t know any help would be much appreciated
Tagged with: credit card debt. • Credit Cards • Credit Debt
Nov 22
We have a debt on a credit card with a16.99% APR. I received an offer to transfer this to another card with 0% for 6 months, thereafter 3.99% until paid off. Of course there is the 3% transfer fee. I can calculate what impact this will be on the monthly interest (including the 3% transfer rate), but how do I determine the monthly payments and compare if this makes sense to do (specifically the cost of the transfer vs the savings in long term interest)? Thanks.
Tagged with: credit card debt. • Credit Debt • Term Interest
