I may already be paying some fees to the credit card company or interest for which I am not really getting any tax break. So if the credit card gives me some rewards, or cash back…its just like they are giving me discount on money I am already paying them. It shouldn’t be thought of as extra income on which I need to pay state and federal taxes.

If someone is unable and doesn’t make payments on several of their credit cards, what can a credit card company do to you? Are they able to take your car? Your home? What is the most they can do to you?

I seen an ad on tv for a free credit card application.When I got the application the card was attached.I read the form and seen a charge of $249.00 for the attached card. I called the card company and told them I tore the application up and didn’t wish to apply.They in turn put a bad mark on my credit history.Was I slammed by this credit card company?Can I sue them for this?

I constantly get credit card offers for my sole proprietor business, but already have been denied twice due to lack of history. I’m just curious why they are still mailing me offers.

I’m 19; and have never had a credit card in my life. I need one for a few different reasons (plans that I have) in the near future.

What website, and what credit card company is the best (for interest rates) to apply?

Which one/kind would you recommend for a girl my age?

Any advice would be helpful.

Thanks!

I’m 18 and I’m going to apply for a credit card. Which company/card would be the best way to go?

Which credit card companies offer a credit card to someone with no credit history?

I have been a customer of a credit card company for many years. I have had a clean record, so the company normally waived a rare late-fee if I ever accidentally delayed my monthly payment.
Last month I got hit by an over-limit penalty because I went a couple of dollars over the credit limit. I called the company and asked for a waiver. This time it was much much harder to get the fee waived — I had to almost cancel my credit card.
I am wondering why the difference between these two types of penalties?

We have paid our bill consistently on time. Due to a financial and medical hardship we want to offer to make a settlement to the credit card company and close two accounts. Will this settlement offer become negative on our credit reports since we have never missed a payment but just are seeking to close these accounts.

im 17 and turn 18 in a couple weeks is it legal for a credit card company to offer me a credit card , the application had my name address and everything is it legal