Jan 10

Are you supposed to report credit card rewards as other income on your taxes?

Credit Cards 3 Comments »
credit card rewards
For example, Citibank has a credit card called “Citi Dividend Platinum Select”. You get 1% cashback on all your purchases. Are you legally supposed to report the rewards you get back from this as income on your 1040? Even if it’s a small amount such as about $200?
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May 09

I applied for a college credit card for citi but I want to cancel the application will that harm my credit?

Credit Card Applications 1 Comment »
Credit card application
They asked for additional information that I don’t have.
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Dec 30

Where can I apply for a credit card online?

Compare Credit Cards 1 Comment »
credit cards compare
Not Chase.com or citi.com, but a place where I can compare credit card offers side-by-side.
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Nov 14

I can’t take out a second credit card. How do I have good credit. Im just paying the min payment per month.

Compare Credit Cards 7 Comments »
credit cards compare
The reason they gave was this: Why we’re writing you
Thank you for applying for the Citi(R) Platinum Select(R)
MasterCard(R) account. Unfortunately, we are unable to approve
your request for the account at this time because of the
following:

o Your credit bureau report shows that your balances
on your open accounts are too high when compared to your
credit limits.
How do I fix this!!!

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