If I pay off all of my credit card debt (which compared to many others isn’t that much, around $1000, but it almost maxes out my low limit cards) in the next month….
will that boost my credit score dramatically?
Apr 14
I have good credit and im in the market for a business credit card. What company offers the best rates, offers, cash back programs ect? Please give me some ideas on programs i should look into from the major cards like, AE, Discover, MC, and Visa.
Mar 23
I am planning on getting a student credit card before i go to school in the fall and I cannon decide which would be the best for me. I have it narrowed down to 3 cards…
1. Citi mtvU Platinum Visa for College students
2. Citi Forward Student Card
3. Discover Student Card
Please help me decide
Mar 14
For example, are they less likely to give you a card if you don’t work, or list homemaker, or what not? Even if other members of your household or significant other is bringing in the money?
does where you live matter?
Do they only consider your credit score as being the single most important factor?
Also why are credit card applications getting more extensive? Now you have to list the total amount of money in all of your checking accounts, savings accounts, 401K, etc etc, other investments…whereas before you just had to fill in a simple little application and you were good.
I just always wondered what made a person more likely or less likely to be approved of a card.
I went bankrupt chapter 7 in early 2005, so as of right now my chances for getting anything are pretty much nil,but I have luckilly been approved of quite a few cards in 2007 & 2008, so I’ve been establishing credit history all that time…so you’d think that by now I’d be approved more easily, but I’m not. I apply once in a blue moon, and I still get denied.
The only bad thing I can think of is my bankruptcy.
Sep 21
Can somebody explain what these things mean in English? I’ve been doing research and comparing different cards, but I don’t think I really know what the truth is behind all the fancy advertisement.
I’ve been searching on http : // www . creditcardguide . com / , and it has everything together for easy comparison.
What is the best APR?
How will the different APRs effect me?
What is this Cashback thing?
I think my favorite so far is the Citi CashReturns card. Is this a good one?
Thanks guys, I know this whole question is a jumbled mess but I appreciate your help! =]
***Okay, just as a little background information: I’m 18, this is my first credit card and I need it to build credit.****
Mkay thanks! =]
Sep 13
I have visited their website and viewed all of the cards that were offered. I compared most and I still cannot settle on one card. I am not sure which card is the best(for not only building credit but overall) and this will be my first time applying for one.
Aug 13
Hello, I have a CC with a balance of $5,000. I also have 4 other cards. One other one with $5,000. I always pay 4 times the minimum. My total avail credit is over $70,000 on all the cards. The other cards have 0 Balances. The one card has a high interest rate. I am looking at transfering the one card to one of my other existing cards with a zero balance. Will this hurt/change my credit score even though I am not opening a new account? I am looking at buying a house so I dont want anything to chance, but the interest rate on that one card is ridiculous compared to my others.
