Anyway, I have a great credit score, about 750, and only 2 cards I have ever actively used. Both are currently at zero balance but I keep them cause they have good history.
Now, the real question…the card I got in college actually has the largest credit limit of all, but I have never used it a single time. In that I have the other 2 cards with good history, should I close the one I’ve never used, or should I just ignore it? I don’t want to do anything negative for my score, but I don’t like having a larger credit limit card just floating around either.
the 2 cards are with different companies
I’m very interested to see what kind of feed back you guys have for me. Thank you in advance.
“We will notify you of your approval status in 30 days by U.S. Mail…etc.”
Does anyone have any experience with this kind of response and what it could mean? Good sign, are they actually considering the application or is it a bad sign for getting approved? Are online credit card normally applications immediately approved or not?
I only have 2 cards, not high limits and good credit score.
I’m looking to apply for a bunch of cards but if not getting approved will leave a record/bad impact, then I will reconsider how many I will try to apply.
If you have any certain proof and an answer, that would be great









