does anyone know if i cancel a credit card would it hurt my credit score??? i tried canceling my credit card a while ago and they told me if i canceled the card it would hurt my credit score because i have had that card for 3 yrs now. Is it true or is it just a scheme to get me to keep the card and not cancel it?????
Apr 24
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Apr 02
I have been a customer of a credit card company for many years. I have had a clean record, so the company normally waived a rare late-fee if I ever accidentally delayed my monthly payment.
Last month I got hit by an over-limit penalty because I went a couple of dollars over the credit limit. I called the company and asked for a waiver. This time it was much much harder to get the fee waived — I had to almost cancel my credit card.
I am wondering why the difference between these two types of penalties?
Last month I got hit by an over-limit penalty because I went a couple of dollars over the credit limit. I called the company and asked for a waiver. This time it was much much harder to get the fee waived — I had to almost cancel my credit card.
I am wondering why the difference between these two types of penalties?
Feb 09
It’s a credit card from First Premier Bank. I was looking at the fee’s and wasn’t satisfied. Minimum Initial Credit Limit $250, Program Fee -$95, Account Set Up Fee -$29, Annual Fee -$48, Monthly Servicing Fee -$7, Available Credit on First Statement $71, Optional Additional Card Fee -$20, Available Credit on First Statement with Additional Card Fee $51…
Feb 09









