Jan 25
credit cards
does anyone know if i cancel a credit card would it hurt my credit score??? i tried canceling my credit card a while ago and they told me if i canceled the card it would hurt my credit score because i have had that card for 3 yrs now. Is it true or is it just a scheme to get me to keep the card and not cancel it?????
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Jun 01
credit cards
I have about 15 credit cards and I want to cancel about 8 of them…I hardly use them and it’s been hard keeping track. I know it’ll lower my credit score a bit, but does anyone know how many points?? How do I get those points back later?
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May 09
Credit card application
They asked for additional information that I don’t have.
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May 04
Credit card offer
There are lots of offers that give away free stuff for signing up for a credit card. Assuming that I just sign up, get the reward and then cancel, does that hurt my credit or anything else? Thank you
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Apr 24
Credit card application
i want to know that the fact that i filled it out ment that it was already appoved or that the account was opened? If i cancel it will it ruin my credit?
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Apr 16
credit cards
I wanted to cancel all my credit cards, just completely get rid of them but my family is telling me to never do that. Why? What does it ruin your credit or whatever?
I wanted to get rid of them because the APR is ridiculous because they are student credit cards. I **** them!
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Apr 13
credit cards
when you pay off your credit cards and then cancel them..i heard your credit score goes down is that true ?
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Apr 02
credit cards compare
I have been a customer of a credit card company for many years. I have had a clean record, so the company normally waived a rare late-fee if I ever accidentally delayed my monthly payment.
Last month I got hit by an over-limit penalty because I went a couple of dollars over the credit limit. I called the company and asked for a waiver. This time it was much much harder to get the fee waived — I had to almost cancel my credit card.
I am wondering why the difference between these two types of penalties?
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Feb 09
Credit card application
It’s a credit card from First Premier Bank. I was looking at the fee’s and wasn’t satisfied. Minimum Initial Credit Limit $250, Program Fee -$95, Account Set Up Fee -$29, Annual Fee -$48, Monthly Servicing Fee -$7, Available Credit on First Statement $71, Optional Additional Card Fee -$20, Available Credit on First Statement with Additional Card Fee $51…
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Feb 09
credit cards
These days you need a credit card to book a vacation, or to rent a car. As nice as debit cards are and I use one myself, its not always accepted by a business.
ooh okay thanks everyone :)
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