If I’m “pre-approved” for a mail offering is it beneficial to still try to sign up on your own? Or should I be looking on-line? I’m kind of in the dark here.
May 25
May 24
When I apply for a credit card, are my presonal details (e.g. address, employer etc) automatically shared with debt collectors etc?
May 21
I really wanna have credit card for myself. Examples for subscribe DeviantArt,
But my family said it’s really difficult and expensive. I want to know more about credit cards. I wanna use it but is it hard? I don’t want to spent most of my money in credit cards and I don’t want troubles when using it!
May 19
my credit score on experian is 524, I am looking for a credit card with low or no initial fees or yearly fees but I can have a high interest rate because I plan on paying it off each month to build up my credit. does anyone know a card that would be most likley to approve me with this criteria?
I was pre approved for first premier bank card but with all the fees it ended up being 250 – 300 debt before I would even spend a penny on the card. and thats before eve n knowing the balance.
im not looking to go into more debt, Ive been paying off debt I had from 8 years ago, for about a year now on a debt consolidation plan. for some reason it didn’t start showing i was paying current till january, even though I have been paying on the card since july. I contested the charges of being late paying and even called my debt consolidation organization to see what they can do about it. my credit score SHOULD NOT BE AS LOW AS IT IS!
the reason I want the credit card incase you are wondering, is I have to get a rental car and all rentals require a credit card. also we are short about $200 for our vacation because we didn’t budget having to get a rental. we are going to ride down with a friend to san antonio but now she has decided not to take her car. she doesn’t have good credit either. about as good as mine. so I cant have her get a rental.
this is why I cant get a prepaid card right now, I know they build on credit, I would like to get one, but you have to put money upfront and my money is going to be tight until half way through our vacation on the third when my hubbie gets paid.
then well have more than enough to pay off the the credit card
dont want to be condsidering pawning or payday loans because the interest is so high even when you pay on time unlike a credit card
and for any one who wants to be captain obvious and say shouldn’t of had bad credit to begin with and you wouldn’t be i this mess…you are preaching to the choir. i ought to have know better but have since learned my lesson and am diffinalty paying for it
for an entire year now I have been paying 400 a month toward old credit card. whats your smart **** remark compared to that?
wow, I said alot, hope this explains everything. only looking for credit card solutions at this point, if you dont have3 any, dont answer.
thanks
lol, im not a dude, I realized im on his account, but im a girl. rolf
Apr 16
I wanted to cancel all my credit cards, just completely get rid of them but my family is telling me to never do that. Why? What does it ruin your credit or whatever?
I wanted to get rid of them because the APR is ridiculous because they are student credit cards. I **** them!
I wanted to get rid of them because the APR is ridiculous because they are student credit cards. I **** them!
Apr 10
I was just offered a new job. They told me in my new hire packet will be an application for a corporate credit card. If I have bad credit, what will happen here?!?
Apr 06
Man. My company ran out of buisness long time ago, and I need about $1000 quick cash, but my credit is bad. After all research, the only option I have seems OrchardBank. How much credit line do they offer to someone with real bad credit under 520?
Mar 30
I am trying to improve my credit score and I am just trying to figure out the best way and fastest way to do it. I also was wondering if it looks bad or good on your credit to have cards with small limits like $300 or $500? That’s the highest limit that I have and was wondering how it is affecting me. Should I close cards with low limits and just not have credit cards at all? HELP!
Jan 14
I heard that having too many credit cards was bad for your credit. If I have 4 Store Credit Cards and 1 Visa Card and am planning to get another FINAL major credit card…is that too much?
Dec 05
I am trying to improve my credit score and I am just trying to figure out the best way and fastest way to do it. I also was wondering if it looks bad or good on your credit to have cards with small limits like $300 or $500? That’s the highest limit that I have and was wondering how it is affecting me. Should I close cards with low limits and just not have credit cards at all? HELP!
