May 09
I have been receiving credit card applications in the mail for weeks now and at this point it is making me wonder which ones are legit….. I just bought my first home earlier this year, well last year in February….so i think maybe this is the cause of all the applications…..so help me…..how do i determine the bad applications from the good or decent ones?
Read the fine print. What is the APR? How much are they charging you to “set up an account”? Program fees? Centennial, First Premier, and Imagine are just a few of the bad ones. The credit limit is pretty much used up with fees before you get the card.