I have applied for a credit card over the phone. The lady said it takes about three weeks to process it. Does it really take that long? I thought it would be faster if you called it in.
Jan 14
I have 2 cards from capital one that I use every month, but pay off every month. One has a credit limit of $500 the other is $1200. If I call to combine the credit limits into one card will my credit score suffer since one account will be considered closed? Or will it remain the same since the limit will not change.
I am planning on applying for another credit card with a higher limit to improve my score, and I don’t want a lot of cards. Thanks!
Jan 10
For example, Citibank has a credit card called “Citi Dividend Platinum Select”. You get 1% cashback on all your purchases. Are you legally supposed to report the rewards you get back from this as income on your 1040? Even if it’s a small amount such as about $200?
Jan 09
I pay almost all of my bills on my credit card every month and probably put between 1-2 thousand dollars on it a month, then pay it off in full at the end of the month when I get paid.
I’m wondering if some type of rewards card would be good for my situation. I’ve got great credit and have never missed a payment on anything. Wondering if anybody out there knows if this is just a marketing scheme or if there are any good ones out there?
Jan 07
I have 2 cards from capital one that I use every month, but pay off every month. One has a credit limit of $500 the other is $1200. If I call to combine the credit limits into one card will my credit score suffer since one account will be considered closed? Or will it remain the same since the limit will not change.
I am planning on applying for another credit card with a higher limit to improve my score, and I don’t want a lot of cards. Thanks!
Jan 06
I’m 14 and I’m wondering how prepaid cards work? Can I just go to CVS buy a $10 card with cash and then use it online or will they send me some additional bill. Do I have to activate the card myself or is it automatically activated when I buy it? I don’t know much about credit cards.
Is it like a Gift Card but you can use this card in any store compared to a gift card?
Is it like a Gift Card but you can use this card in any store compared to a gift card?
Jan 05
My husband and I are interested in buying a home but we would like to consolidate our credit cards to make things easier. I heard this can damage our credit score, then we won’t be able to buy a home when we are ready.
Jan 05
I’m considering applying for Blue Sky from American Express. What are the rewards credit card program benefits and features of Blue Sky American Express?
Jan 04
I just signed up for an Amazon Visa credit card, It says that for every dollar I spend I will gain a point….Once I get to 2500 points that I will get a $25 gift card. I have a vacation coming up in March and we are going to pay cash. Can I simply put the vacation on this card and immediately send payment and get the reward? Or do you think it has to stay on the card for a certain amount of time.
Jan 04
i have 2 visa credit cards that i have had for a few years.my credit score is very good and i would like it to stay that way.would it effect my credit score in a negative way if i got rid of the 2 cards and went with one with a lower apr thats offering me a higher credit limit than the 2 put together?
