I usually always pay off my credit cards in full and have excellent credit but have been having trouble paying the full balance lately. Is my credit score going to lower if I pay the minimum balance due the next few months?
Apr 30
For some reason I keep mentioning St. Louis. I mean they have had great pitching especially from Carp, Wainwright, and Piniero. Yadi has been great behind the plate, Albert’s tearing it up like usual, and the addition of Holliday is really paying off with the protection behind Pujols. Yet, I don’t think the Cards are getting the credit they deserve compared to other teams and I think they could surprise us in the playoffs. What team do you guys have in mind that will surprise and why did you pick that team?
Thanks everyone and good night=)
Apr 29
Right now I have 10 Credit accounts open. Ranges from $424.00 to $5200.00 with a credit score of 728.
I have $0 balance all of my cards at this time.
I just applied to get a motorcycle and they denied me saying that I have too much revolved credit open.
I rent a apt due to the high housing prices. I have yet been able to afford a house due to those circumstances.
I have a couple questions that I hope can be answered.
1. How many Cards should I have open at one time?
2. I have heard having allot of closed accounts on your credit report looks bad. T or F (Explanation Please)
3. I have heard that you should always keep a small balance on all your cards. T or F (Explanation Please)
4. Should I try and get an outside loan from a banker or lender to get a lower APR than what they are offering at the dealership?
5. Any other useful tips to help keep my credit score on the rise without accruing allot of debt?
Thanks Allot.
Apr 29
I did not choose to close them. The bank companies decided to send letters stating that they were closing them, and I am guessing it’s because the economy is so bad. But I hope my credit is not ruined because of their decision to close my credit cards. Has anyone else experienced this?
Apr 28
I am thinking of starting a website that sells books to the rest of the world using credit cards. so i need to understand everything that i need for my website. And about the bank account, the web host,…just everything there is.
Apr 28
I have 3 major credit cards and I’m in a rough situation right now were I can’t make payments on them. What can I do to stop the interest rates? And also I’m way over my credit limit now! What should I do?
Apr 28
I’m trying to repair my credit.. and want to get a secured credit card from a bank that will offer to people in my situation without a bunch of ridiculous fees.
Thanks!
Apr 28
We have Metrobank, HSBC, Citibank, BPI, BDO and a lot of others that provide credit card services in the Philippines. But which of them offers the best interest rates, credit limit, promos, perks, discounts, benefits, rewards, features and other stuff?
Apr 27
I’m 19; and have never had a credit card in my life. I need one for a few different reasons (plans that I have) in the near future.
What website, and what credit card company is the best (for interest rates) to apply?
Which one/kind would you recommend for a girl my age?
Any advice would be helpful.
Thanks!
Apr 26
I realize credit cards are the devil, and I’m trying to pay all of them off. However, I was late by 1 or 2 days since the company didn’t credit my payments until they felt like it. As a result, I am now at the default rate of 30.37% APR. I can’t afford to make a payment of 140 and have 145 go to interest each month. I talked to my banker or try to get some help & he told me to transfer the balance to another card. Discover is not currently offering any balance transfers, unless you apply for a new card. So, I recently filled out 2 online credit card application, one with US Bank & one on Discover.com. Both clearly state that I will receive a decision within 60 seconds, but I am still waiting. I filled out the US Bank application 4 days ago. I filled out the Discover application last night, since I hadn’t heard from US Bank. Discover also has a button to check the status of an application, but apparently it takes 24 hours or more before you can do that. Why do they state they will give you an instant decision, yet they don’t? I want to know if anybody has ever actually gotten an instant decision on a credit card.
