Mar 31

I have a serious credit card problem and am deliquent many months with collectors calling. I have a friend whom is aware of my situation. He is involved in prison ministries and actually believes that criminals just change and become good people after he leads them to God. I mentioned a concern about a *** offender (he molested 2 girls on 2 different occasions) who moved in where my daughter lives. She is a young teenager and my mom (whom she lives with) is concerned about her being out alone since he is considered high risk. I mentioned this concern to my friend and he said I have nothing to worry about because offenders never re offend (yeah right) and compared this *** offender’s problem with my overspending problem. I really don’t appreciate being compared to a *** offender. I think there are different degrees of sin and wrongdoing where he thinks they are all equal, for example, he says there is no difference if telling a white lie than there is murdering someone.
Let me add that the *** offender lives in the same apartment complex as my daughter, just accross the parking lot.
Tagged with: Parking Lot • Sex Offender • White Lie
Mar 31
We have paid our bill consistently on time. Due to a financial and medical hardship we want to offer to make a settlement to the credit card company and close two accounts. Will this settlement offer become negative on our credit reports since we have never missed a payment but just are seeking to close these accounts.
Tagged with: Credit Card Company • Credit Reports • Medical Hardship
Mar 30
I need to know what shops sell these wii point cards seeing as I believe it is more esecure this way compared to giving credit card information.
Tagged with: Australia • Point Cards • Wii
Mar 30
I am trying to improve my credit score and I am just trying to figure out the best way and fastest way to do it. I also was wondering if it looks bad or good on your credit to have cards with small limits like $300 or $500? That’s the highest limit that I have and was wondering how it is affecting me. Should I close cards with low limits and just not have credit cards at all? HELP!
Tagged with: Bad Credit • Credit Cards • Credit Score
Mar 30

I paid off all my credit card balances may be a year ago.I applied for a new credit card with my bank with which I am banking for more than 2 years now have both checking and Savings accounts. For some reasons they rejected my credit card application. This bank does not have a secured card with them. Now I am planning to apply for a secured card with another bank. But I do not have a good relationship with this bank as I do not have much transactions going on with this new bank and also I do not have a savings account in this bank just a checking account. As all my transactions being handled by my previous bank mostly checks and Debit cards.Do you think this will affect my chances of getting a secured card with this new bank. I am disappointed with my old bank with whom I have been maintaining a good relationship for the past three years. Do you think I should close the accounts there and move checking and savings to this new bank. Does the checking and savings accounts transaction details in my old bank will be considered when my credit card application is being processed at the new bank. Do you think I need to open savings account in this new bank also for better chances of approval.
Tagged with: Credit Card Balances • Savings Account • Transaction Details
Mar 30
I want to be able to accept credit cards. Take down my clients card number and be able to charge it online w/out a card reader. I also don’t want to use paypal or goggle. And the rate should be the same for personal cards as well as business credit cards. Thanks for the help.
Tagged with: Business Cards • Cards Online • Personal Cards
Mar 29
I had to put a protection order on my husband for me and our children. He has not been living at home for the past 2 months. The divorce is still not final and I am worried that he will open new credit cards and spend lots of money (this is one of the things that brought us to where we are today) Is this going to be considered marital debt?
Tagged with: Divorce • Living At Home • Lots Of Money
Mar 29
im 17 and turn 18 in a couple weeks is it legal for a credit card company to offer me a credit card , the application had my name address and everything is it legal
Tagged with: Couple Weeks • Credit Application • Credit Card Company