If a credit card company wins a judgment, will they use my other credit card balances to pay theirs?
Feb 26
I have been using a Discover Card for about 5 years now (It was the only one I could get at the time. I had good credit, but I never had a credit card before so this caused my to be in some sort of credit card paradox.) and I know that there are some cards that offer frequent flyer miles and other types of offers. Do you know of any credit card companies that are offering any interesting ‘rewards’ type programs? BTW, I pay the complete balance of my card every month.
Feb 26
I’m a college student getting my first credit card to start building up my credit for after graduation.. I bank with Wachovia now but I’m not sure if that’s the best credit card option to go with.. Here are the ones I’m between. Any feedback and suggestions would be great! Thanks :]
1. Wachovia
https://www.wachovia.com/foundation/v/index.jsp?vgnextoid=71791115100b0210VgnVCM100000617d6fa2RCRD&appInstanceName=default&vgnextrefresh=1
2. MTVU
http://www.citicards.com/cards/wv/cardDetail.do?screenID=911
3. Discover Card
http://www.discovercard.com/student/#
4. Chase +1
http://www.chaseplus1.com/
Feb 26
I was reading in the news that now companies are not filling our mail boxes with adds for new credit cards.
They are wanting people to pay off their credit cards faster and adding new charges to get you to pay them off faster. I thought that is how they made money?
They are wanting people to pay off their credit cards faster and adding new charges to get you to pay them off faster. I thought that is how they made money?
Feb 25
I have a great TransUnion score and want to apply for a good card that only pulls and consults with TransUnion credit services for new card applications.
Feb 25
If you fill out and credit card application and the status says “need to be reviewed more”
Then you check it after a few day and it says the same thing
Doesn’t that mean your more than likely going to be approved, Because if they were going to deny me, they would have already right?
:-[
Feb 25
HOW LONG DO CREDIT CARD COMPANIES KEEP CREDIT APPLICATIONS, CAN THEY USE IT AGAINST DEBTORS IN BANKRUPTCY? FOR EXAMPLE (UNINTENTIAL)INCOME MISREPRESENTATION. I OVEREXAGGERATED, I PUT $90,000, I ONLY MAKE $35000 UT I’M COMMISSION SO IT CAN BE MORE, I INCLUDED MY PARENTS INCOME BECAUSE THEY ASKED FOR HOUSEHOLD INCOME, BUT NEVRTHLESS, I STILL OVEREXAGERATED. BUT MY CREDIT LIMTTS WERE STILL LOW AVERAGE $3500, SO THEY DIDN’T CONSIDER MY INCOME, EVEN DISCOVER CARD SAID THEY DIDN’T BELIVE MY $90,000 AND THATS WHY THEY GAVE ME $3000. I CALLED ALL CREDITORS LAST YEAR AND UPDATED MY INCOME. DO YOU THINK THINK THEY MIGHT FILE NON-DISCHARGEABLITY BASED ON MISREPRESNTATION OR FRAUD, OR AM I SAFE SINCE I UPDATED THE INCOME AND HAVE NOT ISED THE CARDS FOR A YEAR.
Feb 25
When I was in college I was tricked into filling out a credit card application for a free smoothie. DUMB!
Anyway, I have a great credit score, about 750, and only 2 cards I have ever actively used. Both are currently at zero balance but I keep them cause they have good history.
Now, the real question…the card I got in college actually has the largest credit limit of all, but I have never used it a single time. In that I have the other 2 cards with good history, should I close the one I’ve never used, or should I just ignore it? I don’t want to do anything negative for my score, but I don’t like having a larger credit limit card just floating around either.
Feb 25
what is the best credit card to get with a 584 mid fico, i want to pay off all my debts and start paying the card off now that i can afford it? is there one with out an annual fee? i was told orchard bank? i definitley want to get an american express once im at 700? and how long will it take to get me there once i start paying off the debts?
Feb 25
I have several credit cards, many from the same institution. I’d like to combine all the ones from the same institution into one.
All the cards are paid off monthly – I am not carrying any debt.
Will this hurt my score?
Will this hurt me in any other way?
