Dec 30
I **** credit cards eversince, but here in the US I need to use it since it’s one way of building your credit history otherwise you won’t be able to buy high priced items like house & lot, cars etc. since they’ll look for a credit history.
Tagged with: Cards Credit • Hate Cards • Score Cards
Dec 28
I heard somewhere that some credit cards can damage your credit even if you pay on time and more than the minimum balance. Is this true? What kind of credit cards would be like this? Thanks for your help!
Tagged with: Credit Cards • Minimum Balance • True Credit
Dec 26
Everybody knows using a credit card at the ATM or bank will qualify the transaction as a cash advance and cash advances carry a rather high rate. However today I heard a bit on the news;how to make money off of the credit card companies rather than them making it off of you. It featured some investment guru who talked about using available balances on credit cards for investments that have a higher rate of return than the credit card carries. I have a 0% until July 2007 with plenty to invest if I decided to do this, but how would I avoid the cash advance rate if it would be regarded as cash? Are there any investments that would list the transaction as a purchase? Please help, I am confused.
Tagged with: Cash Advance • Invest • Investment Guru
Dec 26
I am REALLY bad with credit cards and have racked up about $16000.00 in debt on 3 cards and the payments are $615.00 a month. If I consolidate I can save about $300 a month but I dont want to do it if it puts a dent in my report because I have really good credit.
Tagged with: Bad Credit • Cards Credit • credit report
Dec 24
My college does not accept credit card payments. I would like to earn frequent flier points to travel home at holidays by earning points somehow when i pay tuition. Is there any way to do this? We have multiple frequent flier credit cards.
My college does not accept credit card payments. I would like to earn frequent flier points to travel home at holidays by earning points somehow when i pay tuition. Is there any way to do this? We have multiple frequent flier credit cards. Can a cash advnce provide points on any card?
Tagged with: Credit Card Payments • Earn Points • Frequent Flier Credit Cards
