I am trying to not give out my credit cards what website will let me buy games with out credit cards.
Apr 28
Basically my question is this: In a lenders eyes and for credit reporting/scoring purposes, are all loans viewed equally? Other than the commonly lower interest rates on student loans, is there any reason more attention should be given to credit cards and other loans when constructing a debt-reduction program? What are the pros and cons?
Some people seem to missing the point of my question (Hope). My credit is fine though I do have student loans for my undergrad and graduate education. I pay ALL of my bills ON TIME. I know lenders look at a debt-to-available credit ratio. I also know this is a variable in the formula they use to calculate your credit score. Because often times student loans are a necessary evil whereas credit cards aren’t, is there any difference in how their viewed for those purposes.
Some people seem to missing the point of my question (Hope). My credit is fine though I do have student loans for my undergrad and graduate education. I pay ALL of my bills ON TIME. I know lenders look at a debt-to-available credit ratio. I also know this is a variable in the formula they use to calculate your credit score. Because often times student loans are a necessary evil whereas credit cards aren’t, is there any difference in how their viewed for those purposes.
Apr 28
Apr 28
Apr 28
Apr 27
I have about double the amount of money in a mutual fund than I do in credit card debt. Should I take out the money I need to pay off the credit cards then the money i was paying on the credit cards each month put it back in the mutual fund? Or just keep the money where it is at and keep trying to pay the credit cards off?
The insterest rate on the cards are high 19-23%. I know at the end of the year we pay some kind of taxes on the mutual fund.
The insterest rate on the cards are high 19-23%. I know at the end of the year we pay some kind of taxes on the mutual fund.
Apr 26
Apr 26
My boyfriend moved to the west coast to work for the Navy. I currently live on the east. I’ve been looking around online and comparing some credit cards where I can build some great frequent flyer miles. Everything is so confusing though. I dont even know where to begin.. and it’s all so overwhelming. None of my friends have a card that offers miles so I am looking for some advice on what I should do. What is the best way to go? Any help would be greatly appreciated!!
Apr 26









