Jan 30

Do I have to pay taxes on credit card rewards?

Credit Cards 6 Comments »
credit card rewards
I may already be paying some fees to the credit card company or interest for which I am not really getting any tax break. So if the credit card gives me some rewards, or cash back…its just like they are giving me discount on money I am already paying them. It shouldn’t be thought of as extra income on which I need to pay state and federal taxes.
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Jan 29

im looking for a rewards credit card that will fit my needs?

Credit Cards 8 Comments »
credit card rewards
i dont travel much as in flying, but i would use it for gas, groceries, and other store purchases. what would be the best rewards card that would suite me. i always pay my bills, i have excellent credit.
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Jan 29

Will my credit card rewards points transfer to a new card?

Credit Cards 4 Comments »
credit card rewards
Are ther any credit card companies that entice new customers by letting them take all their reward points from their old card with them when they switch to a new card?

My current credit card APR is 12%. I want to get a card with a lower rate, but dont want to lose all the reward points I have accrued.

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Jan 25

I always pays my credit card in full and I like free rewards, which credit card do you recommend?

Credit Cards 1 Comment »
credit card rewards
I am willing to get a card with a high APR that offers great rewards, because I charge appx $250 a week to my card, and pay my credit card in full every 2 weeks. I am interested in miles, gifts, or any other rewards that pay generously. Do you recommend a certain credit card/rewards program?

Thanks!

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Jan 25

Credit cards?

Credit Cards 8 Comments »
credit cards
does anyone know if i cancel a credit card would it hurt my credit score??? i tried canceling my credit card a while ago and they told me if i canceled the card it would hurt my credit score because i have had that card for 3 yrs now. Is it true or is it just a scheme to get me to keep the card and not cancel it?????
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Jan 24

Is there a Ford rewards credit card I can get to earn points for a new car?

Credit Cards 1 Comment »
credit card rewards
I am looking for a Ford credit card that I can earn rewards points on so I can put it toward a 2011 Mustang. Does any one know if a rewards card like this exists? I have a GM one.
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Jan 19

What can creditors do to you for non payment of credit cards?

Credit Cards 3 Comments »
credit cards
If someone is unable and doesn’t make payments on several of their credit cards, what can a credit card company do to you? Are they able to take your car? Your home? What is the most they can do to you?
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Jan 19

How does the cashback work on credit cards and debit cards?

Credit Cards 3 Comments »
credit cards
When I use my debit card at the store, it asks if I want like $0, $10, or $20 cashback. How does cashback work? And how would this cash back procedure work on a credit card?

Should I take a cashback amount when using my debit card? I see other people in line in front of me using their cards and when ask if they want cash back, some of them press no on the key pad.

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Jan 19

What is the difference between personal credit cards and business credit cards?

Credit Cards 7 Comments »
credit cards
I have a few personal credit cards and I want to consolidate them. I also am self-employed, but I dont’ have a business credit card; although I get LOTS of ads for them in the mail. I’ve always wondered, what is the difference? Are there different rules or fees? Can you only use them for business purchases? Do you have to spend a certain amount to keep them?

Any advice appreciated…

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Jan 18

What are credit card rewards programs of Citi Premier Pass Card?

Credit Cards 2 Comments »
credit card rewards
A friend of mine recommended the Citi Premierpass Card to me. She said the the rewards credit cards benefits and features are awesome.

What do you think? Or … Where can I find a good Citi Premier Pass Credit Card Reviews?

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